Terms & Conditions

TERMS OF USE FOR LIGHT AND MUSE.

Last Updated: January 19, 2022

Please read these Terms of Use carefully before purchasing, accessing or using any of our Programs, Products and Services.

TERMS OF USE

By purchasing any of our Programs, Products and Services (“Materials”) from LIGHT AND MUSE

(“Company”, “we”, or “us”), you agree and consent to the following legal

terms and conditions that govern your use of the Program and that form a legal agreement

between you and the Company, its affiliated subsidiaries and related entities. The term “you”

refers to any purchaser and/or user of any of our Programs, Products and/or Services.

By using any of our Programs, Products and Services you are agreeing to the Terms of Use as

they appear and are legally bound by them, whether or not you have read them. If at any time

you do not agree with these Terms of Use, please do not use our Programs, Products and

Services.

CHANGES TO TERMS OF USE

We reserve the right to amend or update these Terms of Use at any time with or without notice

to you, and may also add new features or functionality to, or change or remove existing features

or functionality from, the Service that will be subject to the Terms of Use. Any User who

continues to use the Service after any changes are made will be deemed to have agreed to

those changes. By accepting these Terms of Use, you acknowledge that you have read them

carefully.

ARBITRATION NOTICE

These Terms of Use require that dispute between you and Company will be resolved by

binding, individual arbitration on an individual basis, rather than jury trial, and limit the remedies

available to you in the event of a dispute. You understand that you waive your right to

participate in a class action lawsuit or class-wide-arbitration and that you are waiving certain

other legal rights and you are voluntarily agreeing to do so.

USE AND CONSENT

By purchasing or using any of our Products, Programs or Services, you acknowledge and agree

to abide by these Terms of Use as well as our Disclaimer, Terms and Conditions and Privacy

Policy and any and all other Terms and Conditions that may apply. Accessing, purchasing, viewing, or using

our Products, Programs or Services constitutes use of the Product, Program or Service.

All of our Products, Programs, Services and Program Materials are intended solely for users

who are eighteen (18) years of age or older. Any registration by, use of or access to any

Product, Program, Service or Program Materials by anyone under age 18 is unauthorized,

unlicensed and in violation of these Terms of Use. By accessing or using our Programs,

Products, or Services or our Program Materials, you represent and warrant that you are at least

18 years old.

You are responsible for making all arrangements necessary for you to have access to our

Products, Programs and Services and ensuring that all person who access such through your

internet connection are aware of these Terms of Use and are at least 18 years old.

INTELLECTUAL PROPERTY RIGHTS

Our Products, Programs and Services, and Program Materials derived from, are the property of

Company and/or our affiliates or licensors, and are protected by US Patent and Trademark

laws, copyright laws and other intellectual property laws. When you use a Product, Program or

Service you are agreeing that you are clearly and expressly prohibited from copying, sharing or

otherwise using the Program Materials in whole or in part.

As a Licensee of our Products, Programs and Services, you understand and acknowledge that

all materials have been created, curated and developed by Company using significant time,

effort, expenses and investment and that as such, all material is a valuable and unique asset

belonging to Company and shall not be used in an improper or unauthorized manner. You will

not use our Programs, Products, Services or Program Materials in a manner that constitutes an

infringement of our rights or in a manner that has not been authorized by us through our prior

written consent.

By enrolling in, purchasing or engaging our Products, Programs and Services, you specifically

acknowledge and agree that you are expressly prohibit from the following:

 You shall not engage in improper and/or unauthorized use of our Products, Programs or

Services, which includes but is not limited to modifying, copying, reproducing,

republishing, uploading, posting, transmitting, translating, selling, creating derivative

works, exploiting, or distributing in any manner or medium (including by email or any

other electronic means) any materials or any other information accessed or purchased

through our Products, Programs or Services, or any other communications provided by

us for your own personal use, business/commercial use or in any way that earns you

money.

You shall not participate in the following:

1. Copying, sharing, adapting, stealing, duplicating, sharing, trading, reprinting,

republishing, selling, distributing, modifying, reproducing, uploading, posting,

transmitting, translating, or creating derivative works related to our Products,

Programs or Services.

2. Representing yourself out to be the creator of our Products, Programs, Services

or Program Materials in whole or in part.

3. Engage in any activity using our Products, Programs and Services for your

personal use, in a business/commercial use or in any way that earns you money.

You understand and agree that engaging in the prohibited use or the improper and/or

unauthorized use of our Programs, Products or Services or Program Materials as set forth in

these Terms of Use is considered theft and stealing and we retain the right to prosecute theft to

the full extent of the law. You further agree and understand that prohibited use, improper and/or

unauthorized use may give rise to a civil claim for damages and/or be a criminal offense.

Any trademarks, taglines, and logos displayed on Program Materials are trademarks belonging

to us. All trademarks reproduced in this Website, which are not the property of, or licensed to

us, are acknowledged on the Website. Any use including framing, meta tags or other text

utilizing these trademarks, or other trademarks displayed, is strictly prohibited without our

express written consent, or permission granted herein.

For those trademarks, taglines, and logos for which you are granted permission to use, the

trademark indicia must be included at all times. Any marketing or promotional tools and/or

Program, Product or Service titles or any other title or information of ours bearing the trademark

symbols (™) or ® may not be used by you for any reason without our express written

permission.

All rights not expressly granted in these terms or any express written license, are reserved by

us.

WORK PRODUCT

We agree that you hold all intellectual property rights in any of the work products you produce

as a result from participating in our Products, Programs and Services including but not limited to

derived from your participation in any Products, Programs and Services.

OUR LIMITED LICENSE TO YOU

Our Products, Programs and Services are protected by copyright, trademark, and other

intellectual property laws, and the content in such is solely owned by or licensed to us, unless

otherwise indicated. This content includes, but is not limited to, the design, layout, look,

appearance, graphics of our Program Materials or any other material or aspects of Materials

provided by us to you. Reproduction is prohibited other than in accordance with the copyright

notice, which forms part of these Terms of Use.

By purchasing, downloading or accessing our Products, Programs, Services and Program

Materials, you are being granted a limited license and as such are considered to be a Licensee.

As a Licensee, you are granted the expressed permission to download, print and participate in

any of our Products, Programs or Services for your personal use and are expressly prohibited

from sharing the Product, Program, Service or material with friends, family, colleagues, etc.

YOUR LICENSE TO US

By posting or submitting any material on or through our Products, Programs, Services or

Program Materials, such as comments, posts, photos, images or videos or other contributions,

you are representing that you are the owner of all such materials and you are at least 18 years

old.

By submitting or posting any comments, photographs, images, videos, audio recordings or any

other submissions for use on or through our Website, you are. Granting to us, and anyone

authorized by us, consent to make it part of our current or future Website, Products, Programs,

Services and/or Program Materials. This right includes granting us proprietary rights or

intellectual property rights under any relevant jurisdiction without any further permission from

you or compensation by us to you. You may, however, at any time, ask us to delete this

information. The voluntary submission of such information grants to us, and anyone authorized

by us, consent to identify you as the author of any such comments, photographs, posts, images,

video or audio recordings by name, email address, avatar or user/screen name.

You also grant to use, any anyone authorized by us, an unlimited, royalty-free, perpetual,

irrevocable, non-exclusive, unrestricted, worldwide license to use, modify, transmit, sell,

distribute, and/or publicly display such comments, photographs, images, videos, audio

recordings or any other submissions in whole or in part, in any manner or medium.

COMPANY HYPERLINK

You may use a hyperlink to our website or content so long as the link does not state, imply or

otherwise suggest any sponsorship, endorsement by, or ownership by in our Website or content

and does not state or imply that we are have sponsored, endorsed or have ownership rights in

your website. Furthermore, you may not frame or inline link our Content without our written

permission.

LINKS TO OTHER WEBSITES

From time to time, we may provide links to other websites maintained by third parties. These

links are provided for your convenience and the inclusion or suggestion to use these links does

not imply our endorsement, sponsorship or approval of that website by the Company. Company

does not endorse, sponsor nor are we responsible for the views, opinions, facts, advice, or

statements provided by external resources referenced in our Website or its Content, or their

accuracy or reliability. We assume no responsibility for errors or omissions caused by other

websites that may be included our Products, Programs, Services or Product Materials. We have

no control over the contents or functionality of those websites and so we accept no

responsibility for any loss, damage, or otherwise that may arise from your use of them and

therefore we do not guarantee the accuracy, completeness, or usefulness of any other website

or their content. It is your responsibility to review the terms and conditions and privacy policies

of those linked websites to confirm that you understand and agree with those policies.

MEDIA RELEASE

Participation in, viewing and using our Products, Programs, Services and Program Materials,

including our Facebook community, implies consent to view your photographs, audio

recordings, video recording and images with others in the Facebook community and you

acknowledge that these photographs, audio recordings, video recording and images may be

used in connection with marketing materials, promotional efforts or current or future Products,

Programs or Services, without compensation to you at any time, now or at any time in the

future.

CONSENT TO RECORD

LIGHT AND MUSE, from time to time, may host webinars, workshops,

masterclasses, trainings, challenges, question and answer sessions and/or any other type of

instructional or educational meetings (“Meetings”) which may be recorded. By agreeing to this

attend. This right includes granting us proprietary rights or intellectual property rights under any

relevant jurisdiction without any further permission from you or compensation by us to you. You

further consent and grant Company a royalty-free, perpetual, irrevocable, non-exclusive,

unrestricted, worldwide license to use, modify, transmit, sell, distribute, and/or publicly display

such recorded meetings in whole or in part, in any manner or medium such as on our Website,

for marketing purposes, on our social media platforms or in promotions for our Programs or

Services. LIGHT AND MUSE maintains all private information and

confidentiality for anyone who attends a Meeting and further agrees not to share any

confidential information, whether in a public or private manner, unless as required by law.

REQUEST FOR PERMISSION TO USE CONTENT

Any request for written permission to use our Programs, Products, Services or Program

Materials, in whole or in part, or any other intellectual property or property belonging to us

(“Content”), should be made BEFORE you wish to use it by sending an e-mail to hello@lightandmuse.com.

The email should clearly state the following:

Your intent to use our Products, Programs, Services or Program Materials, in whole or in

part, and the specific name of the Product, Program, Service or Program Material you

wish to use;

2. The specific manner in which you wish to use the Products, Programs, Services or

Program Materials

Should you be granted permission by Company to use the requested Products, Programs,

Services or Program Materials, you agree to use the Content only in the manner in which

Company give specific written permission to do so.

If you use the Content in ways that are not specifically granted to you by Company’s expressed

written permission, you agree that Company shall have all remedies available to us under the

law as if you had copied, duplicated and/or stolen such Content in direction violation of

Intellectual Property and ownership rights as well as a direct violation of these Terms of Use.

CONFIDENTIAL INFORMATION

To use our Products, Programs and Services we may seek Confidential Information, or you may

offer or provide a comment, photograph, image, video, audio recording, e-mail address, phone

number, street address, billing information, birthday, preferences, interest, assignments or any

other personally-identifying information (“Confidential Information”) by submission to us. By

providing such Confidential Information, you expressly grant to Company permission to use and

store such information. In turn, we will use our best efforts to maintain your confidential

information in a safe, secure and confidential manner in accordance with these Terms of Use

and our Privacy Policy. If you believe that any of your Confidential Information is incorrect or

incomplete, please contact the Company as soon as possible so that we may correct any and

all incorrect information.

All Confidential Information will be held in confidentiality and will not be disclosed to third

parties, except that we may disclose Confidential Information and personally identifiable

information as follows:

1. Pursuant to the terms in this Terms of Use and Privacy Policy and our Disclaimer;

2. If we are required to do so by law;

3. In the good-faith belief that such action is necessary to conform to the law;

4. To comply with any legal process served on either us or our partners, sponsors,

investors, or affiliates;

5. To protect and defend our rights or property or those of our users or purchasers, and/or;

6. To act as immediately necessary in order to protect the personal safety of our users,

purchasers, or the public.

We will not sell, distribute or lease your Confidential Information to third parties unless we have

your permission or are required by law to do so.

WHAT COMPANY DOES WITH CONFIDENTIAL INFORMATION

Company requests and requires various personal data and/or Confidential Information through

registration of, purchase of, use and viewing of our Products, Programs, Services and Program

Materials as well as directly requested information from our consumers.

Company acknowledges that we may use such data and Confidential Information for the

following:

1. Internal billing and/or record keeping (such as tracking of income, users, followers, social

media or otherwise, etc);

2. To improve, promote and/or customize our current and/or future Products, Programs,

Services and Program Materials or special offers and promotions;

3. Data for research purposes;

4. All data and Confidential Information is stored in a data management system which can

only be accessed by Company or its representatives, staff, affiliates, or those who would

help manage such information by direction and control of Company.

If at any point, you wish not to receive any promotional materials associated with our Products,

Programs, Services or Program Materials, you may send an email to hello@lightandmuse.com

to unsubscribe and be removed from our email list.

VIEWING CONFIDENTIAL INFORMATION BY OTHERS

By agreeing to these Terms of Use, you understand and acknowledge that whenever you make

your Confidential Information, data or any such other information available for viewing by others,

such Confidential Information, data or any such other information may also be seen, heard,

collected and used by others and therefore Company does not assume responsibility for any

unauthorized use by others that you voluntarily share online or in any other manner.

HOW WE USE COOKIES

Company uses “cookies” in the manner of the standard feature of major web browsers.

Company does not set any Confidential Information in cookies, nor do we employ any data-

capture mechanisms on our Website other than cookies. Should you choose to disable cookies

through your web browser settings, you may disable certain features in our Products, Programs,

Services and Program Materials.

FACEBOOK GROUPS

Certain Products or Programs offered by Company come with a private Facebook Group. These

Terms apply to the Facebook Group. Furthermore, you understand that Facebook is a public

platform and therefore, we cannot guarantee your privacy for things that you voluntarily share in

the group as other members will also see what is posted.

PRIVACY

Please review our full Privacy Policy for how we use and handle all of your

information as well as your rights to such information.

PASSWORDS

In order to use certain Products, Programs, Services or Program Materials, or certain features

of, you may be issued or asked to create a username and password of your choosing. You are

responsible for maintaining the confidentiality of the username and password and are

responsible for all activities that occur while using your username, password or account, and to

protect your own password from disclosure to others. Company does not permit you to share

your username and/or password and we reserve the right to immediately terminate your access

to the Product, Program, Service, Program Materials, Website, private forum, Facebook group

or any other related communications. Company is not liable for any loss or damage arising from

your failure to protect your password or account information. If you share your password(s) with

anyone, they may be able to obtain access to your personal information at your own risk. You

agree to notify Company immediately of any unauthorized use of your password or account or

any other breach of security, and to ensure that you exit from your account at the end of each

session. By using our Products, Programs and Services, you agree to enter true and accurate

information as part of the registration, purchase process and otherwise. If you enter a false

email address, we have the right to immediately deactivate your account. We will use our best

efforts to keep your password(s) private and will not otherwise share your password(s) without

your consent, except as necessary when the law requires it or in the good faith belief that such

action is necessary, particularly when disclosure is necessary to identify, contact or bring legal

action against someone who may be causing injury to others or interfering with our rights or

property.

SECURITY

By applying for, enrolling in, purchasing, accessing or using our Products, Programs, Services

or Program Materials, Company may request and collect personal data including but not limited

to your name, email address, telephone number, billing information, address, credit card/debit

card/bank account information, demographic information, preferences, interests or other

personally identifying information (“Confidential Information”). Providing such Confidential

Information grants us permission to use and store such Confidential Information in accordance

to our Privacy Policy and Terms and Conditions .

Company has security measures in place to prevent the loss, misuse, and alteration of any and

all information that is obtained from you. However, Company makes no assurances about our

ability to prevent such loss, misuse to you or any third party arising out of any such loss, misuse

or alternation. Company will use our best efforts to keep your Confidential Information safe,

secure and confidential. Due to the nature of the internet, Company cannot completely ensure

nor warrant the security of your Confidential Information or any other data or information

transmitted to us. Therefore, submitting Confidential Information is done at your own risk.

ASSUMPTION OF RISK & DISCLAIMER

As a Licensee, you agree that using our Products, Programs, Services and Program Materials

are done at your own risk and acknowledge that these Products, Programs, Services and

Program Materials are for informational and educational purposes only. You assume all risks.

Company makes no guarantees related to income, success, increased revenue, projected

sales, improvements or decline in physical health, mental health, spirituality, interpersonal

relationship, emotional wellbeing and career in any way related to the use of these Products,

Programs, Services and Program Materials. Our Products, Programs, Services and Program

Materials are merely to provide you with education and tools to help you make your own

decisions for yourself. You are solely responsible for your actions, decisions and results based

on the use, misuse or non-use of our Products, Programs, Services and Program Materials.

We take every precaution to protect our Products, Programs, Services and Program Materials,

however, we cannot completely ensure or warrant the security of our Products, Programs,

Services and Program Materials. Company makes no assurances about the ability to prevent

any loss or damage to you, or any other person, company or entity arising out of the use of our

Products, Programs, Services and Program Materials and you agree and acknowledge to

assume the risk in using our Products, Programs, Services and Program Materials. You assume

and accept the risk of not achieving any results (or less than desirable results) from participating

in Company’s Products, Programs, Services or Program Materials.

Company expressly excludes any and all liability for direct, indirect or consequential loss or

damage incurred by you or others by using or in connection to our Products, Programs,

Services and Program Materials, to the fullest extent of the law, including but not limited to any

liability for any accidents, delays, injuries, harm, loss, damage, death, lost profits, personal or

business interruptions, misapplication of information, physical or mental disease, condition or

issue, physical, mental, emotional, or spiritual injury or harm, loss of income or revenue, loss of

business, loss of profits or contracts, anticipated savings, loss of data, loss of goodwill, wasted

time and for any other loss or damage of any kind, however and whether caused by negligence,

breach of contract, or otherwise, even if foreseeable.

You specifically acknowledge and agree that Company is not liable for any defamatory,

offensive or illegal conduct of any other Products, Programs, Services or Program Materials

participant or user, including you.

MEDICAL DISCLAIMER

Company’s Products, Programs, Services and Program Materials are not, and in no way should,

be perceived as or relied upon in any way as medical or mental health advice. The information

contained in our Products, Programs, Services and Program Materials are not intended to be a

substitute for professional medical advice, diagnosis or treatment that can be provided by your

own physician, nurse practitioner, physician assistant, therapist, counselor, mental health

practitioner, licensed dietitian or nutritionist, member of the clergy, or any other licensed or

registered health care professional. Do not disregard professional medical advice or delay

seeking professional advice because of information you have read in our Products, Programs,

Services and Program Materials, or received from us. Do not stop taking any medications

without speaking to your physician, nurse practitioner, physician assistant, mental health

provider or other health care professional. If you have or suspect that you have a medical or

mental health issue, contact your own health care provider promptly. We are not providing

health care, medical or nutrition therapy services or attempting to diagnose, treat, prevent or

cure in any manner whatsoever any physical ailment, or any mental or emotional issue, disease

or condition. We are not giving medical, psychological, or religious advice whatsoever.

LEGAL AND FINANCIAL DISCLAIMER

Company’s Products, Programs, Services and Program Materials are not to be perceived or

relied upon in any way as business, financial or legal advice. The information provided through

our Products, Programs, Services and Program Materials is not intended to be a substitute for

professional advice that can be provided by your own accountant, CPA, lawyer, or financial

advisor. We are not giving financial or legal advice in any way. You are hereby advised to

consult with your own accountant, lawyer or financial advisor for any and all questions and

concerns you have regarding your own income and taxes pertaining to your specific financial

and/or legal situation. You agree that we are not responsible for your earnings, the success or

failure of your business decisions, the increase or decrease of your finances or income level, or

any other result of any kind that you may have as a result of information presented to you

through our Products, Programs, Services and Program Materials. You are solely responsible

for your results.

EARNINGS DISCLAIMER

As a Licensee, you accept and understand that each individual receives results which differ

from Licensee to Licensee and that Company expressly disclaims all responsibility in any way

for the choices, actions, results, use, misuse or non-use of the information provided or obtained

through any of our Programs, Products, Services or Program Materials. You agree that your

results are strictly your own and we are not liable or responsible in any way for your results.

Company does has not and does not make any representations as to health physical, mental,

emotional, spiritual or health benefits, future income, expenses, sales volume or potential

profitability or loss of any kind that may be derived as a result of your participation in any of our

Products, Programs, Services and Program Materials. Company does not make any guarantees

in terms of particular results, positive, negative, financial or otherwise, through of the use of our

Products, Programs, Services or Program Materials.

WARRANTIES DISCLAIMER

Company makes no warranties as to our Products, Programs, Services and Program Materials.

You expressly agree and acknowledge that our Products, Programs, Services and Program

Materials are provided “as is” and without warranties of any kind expressed or implied. Pursuant

to all applicable law, Company disclaims all warranties, express or implied, to the fullest extent

of the law, including but not limited to, implied warranties of merchantability, fitness for a

particular purpose, and non-infringement, we do not warrant that our Products, Programs,

Services and Program Materials will be correct, uninterrupted, function, appropriate or error-

free, that defects will be corrected, or that any part of the website, content, link, materials or

otherwise will be free of viruses or other harmful components. We do not warrant or make any

representations regarding the use or the results of the use of our Products, Programs, Services

and Program Materials or on third-party websites in terms of their correctness, accuracy,

timeliness, reliability or otherwise.

TECHNOLOGY DISCLAIMER

Company makes no warranty or guarantee as to the delivery, accuracy, timeliness,

performance, completeness, suitability of the information, uninterrupted access, error-free of our

Products, Programs, Services and Program Materials through methods like our (Website,

member forum, private Facebook groups, e-mail communications, videos, audio

recordings, webinars, recorded webinars, teleseminars, recorded teleseminars, emails,

downloadable Mp3 audio files, downloadable PDF printed transcripts, downloadable PDF

handouts/slides, handouts, ebooks), or any other materials provided by us to you. Every

effort has been made to present to you with the most accurate, up-to-date information in our

Products, Programs, Services and Program Materials. However, because the nature of this

information is constantly evolving, we cannot be held responsible for the accuracy of our

content. You acknowledge that the content and such information may contain inaccuracies or

errors and Company is not liable for any such inaccuracies or errors to the fullest extent

permitted by the law.

Company cannot guarantee access to our Products, Programs, Services and Program

Materials. You acknowledge that access might be suspected or restricted from time to time,

including to allow for repairs, maintenance or updates, although, of course, we will try to limit the

frequency and duration of suspension or restriction. You acknowledge that, to the fullest extent

permitted by law, Company is not liable for damages or refunds, or for any other recourse,

should our Products, Programs, Services or Program Materials be unavailable, access might be

slow or incomplete due to any reason, such as system back-up procedures, internet traffic

volume, upgrades, overload of requests to the servers, general network failures or delays in

accessibility to our Products, Programs, Services and Program Materials.

INDEMNIFICATION

You agree at all times to defend, indemnify and hold harmless our Company, as well as any of

our affiliates, agents, contractors, officers, directors, shareholders, employees, joint venture

partners, successors, transferees, assignees, and licensees, as applicable, from and against

any and all claims, causes of action, damages, liabilities, costs and expenses, including legal

fees and expenses, arising out of or related to our Products, Programs, Services or Program

Materials, or your breach of any obligation, warranty, representation or covenant set forth in

these Terms of Use or in any other agreement with us.

SPEAKER INDEMNIFICATION

Some of the Products, Programs and Services of Company may involve Guest Speakers which

are in no way affiliated with Company. You acknowledge and agree to indemnify and hold

harmless the Company, its employees, officers, directors, agents, personnel, other independent

contractors and affiliates, from any and all claims, losses, demands, causes of action, damages,

lawsuits, judgments, including attorneys’ fees and costs, arising out of, or relating to, the

Performance or actions of Guest Speaker under this Agreement.

LIMITATION OF LIABILITY

We will not be held responsible or liable in any way for the information, products or materials

that you request or receive through or on our Programs, Products, Services or Program

Materials. We do not assume liability for accidents, delays, injuries, harm, loss, damage, death,

lost profits, personal or business interruptions, misapplication of information, physical or mental

disease, condition or issue, or otherwise, due to any act or default of anyone or any business,

whether owners, staff, agents, joint venture partners, contractors, vendors, affiliates or

otherwise, affiliated with us. We do not assume liability for any owners, staff, agents, joint

venture partners, contractors, vendors, affiliates or otherwise who is engaged in rendering our

Programs, Products, Services or Program Materials, or in any way or in any location. In the

event that you use our Programs, Products, Services or Program Materials or any other

information provided by us or affiliated with us, we assume no responsibility.

RELEASE OF CLAIMS

In no event will we be liable to any party for any type of direct, indirect, special, incidental,

equitable or consequential damages for any use of or reliance on our Programs, Products,

Services or Program Materials, or on those affiliated with us in any way, and you hereby release

us from any and all claims; including, without limitation, those related to lost profits, personal or

business interruptions, personal injuries, accidents, misapplication of information, or any other

loss, physical or mental disease, condition or issue, or otherwise, even if we are expressly

advised of the possibility of such damages or difficulties.

These Terms of Use require the use of arbitration on an individual basis to resolve disputes,

rather than jury trials, and limit the remedies available to you in the event of a dispute. You fully

understand and agree that by enrolling in, purchasing and/or using any of our Products,

Programs, Services and Program Materials that you are waiving certain legal rights and you are

voluntarily agreeing to do so.

YOUR CONDUCT

You are agreeing that you will not use our Products, Programs, Services or Program Materials

in any way that causes or is likely to cause the Programs, Products, Services or Program

Materials, or access to them either to be interrupted, damaged or impaired in any way. You

understand that you are solely responsible for all electronic communications and content sent

from your computer to this Website and its Content and to us.

You must use the Programs, Products, Services or Program Materials for lawful purposes only.

You agree that you will not use our Programs, Products, Services or Program Materials in any

of the following ways:

For fraudulent purposes or in connection with a criminal offense or otherwise carry out

any unlawful activity

2. To send, use or re-use any material that is illegal, offensive, abusive, indecent, harmful,

defamatory, obscene or menacing, threatening, objectionable, invasive of privacy, in

breach of confidence, infringing of any intellectual property rights, or that may otherwise

injure others

3. To send, negatively impact, or infect our Programs, Products, Services or Program

Materials with software viruses or any other harmful or similar computer code designed

to adversely affect the operation of any computer software or hardware, commercial

solicitation, chain letters, mass mailings or any spam, whether intended or not

4. To cause annoyance, inconvenience or needless anxiety

5. To impersonate any third party or otherwise mislead as to the origin of your contributions

6. To reproduce, duplicate, copy or resell any part of our Programs, Products, Services or

Program Materials in a way that is not in compliance with these Terms

Company reserves the right to remove any member from our Membership Site(s), Programs,

Products or Courses for violation of the terms as found in this Terms of Use at its discretion.

Reasons for removal may include but is not limited to:

 A violation of conduct as found in the paragraph listed above;

 The use of Products in violation as is listed in this Terms of Use;

 Member’s company or business is a direct competitor of Company;

 Cyber bullying, harassment or any other type of abuse within the Membership or

Facebook group;

 Any other reason as Company shall see fit.

COMMUNICATION GUIDELINES

If you have a question or concern about your Programs, Products, Services, or Program

Materials, you may send an e-mail to hello@lightandmuse.com and we

will do our best to reply to your question or concern promptly.

PURCHASE AND ONLINE COMMERCE

By purchasing or accessing our Products, Programs, Services and Program Materials, you

grant permission to Company to automatically charge your credit, debit card or PayPal account

as a method for payment without any additional authorization, for which you shall receive an

electronic receipt of such transaction.

All information obtained during your purchase or transaction for our Products, Programs,

Services and Program Materials and all of the information that you give as part of the

transaction, such as your name, address, method of payment, credit card number, and billing

information, may be collected by both us and our payment processing company. Per our

Payment processing companies and Merchants may have privacy and data collection practices

that are different from ours. We have no responsibility or liability for these independent policies

of the payment processing companies and Merchants. In addition, when you make certain

purchases through our Products, Programs, Services and Program Materials, you may be

subject to the additional terms and conditions of a payment processing company, Merchant or

us that specifically apply to your purchase. For more information regarding a Merchant and its

terms and conditions that may apply, visit that merchant’s Website and click on its information

links or contact the Merchant directly.

You release us, our affiliates, our payment processing company, and Merchants from any

damages that you incur, and agree not to assert any claims against us or them, arising from

your purchase through or use of our Website or its Content.

You agree to only purchase goods or services for yourself or for another person for whom you

are legally permitted to do so or for whom you have obtained the express consent to provide

their name, address, method of payment, credit card number, and billing information.

You agree to be financially responsible for all purchases made by you or someone acting on

your behalf. You agree to use our Products, Programs, Services and Program Materials for

legitimate, non-commercial purposes only and not for speculative, false, fraudulent, or illegal

purposes.

In the event that a chargeback is placed on a purchase or we receive a chargeback threat

during or after your purchase, we reserve the right to report the incident to all three credit

reporting agencies or to any other entity for inclusion in any chargeback database or for listing

as a delinquent account which could have a negative impact on your credit report score. The

information reported will include your name, email address, order date, order amount, and billing

address. Chargeback abusers wishing to be removed from the database shall make the

payment for the amount of the chargeback.

If you make a purchase from one of our affiliates, or any other individual or company through a

link provided on or through our Products, Programs, Services and Program Materials

(“Merchant”), all information obtained during your purchase or transaction and all of the

information that you give as part of the transaction, such as your credit card number and contact

information, may be collected by the merchant and their payment processing company as well.

Your participation, correspondence or business dealings with any affiliate, individual or company

on or through our Products, Programs, Services or Program Materials, and all purchase terms,

conditions, representations or warranties associated with payment, refunds, and/or delivery

related to your purchase, are solely between you and the Merchant. You agree that we shall not

be responsible or liable for any loss, damage, refunds, or other matters of any sort that incurred

as the result of such dealings with a Merchant.

PAYMENTS

You acknowledge and agree to pay the full cost of the Program as follows:

Elevate Your Space

Pay-in-Full: $197

2. Payment Plan: $77 to be paid in monthly payments for 3 months.

Should You be unable to make the payments as outlined in this Terms of Use, you

agree to promptly notify Company and/or Company’s Team to ensure payments are not

missed.

You agree and acknowledge that Company may make changes to any Programs,

Courses and/or Membership sites at any time and without notice.

LATE PAYMENT AND CANCELLATION POLICY

In the event, a payment is not received by the date due, Company shall grant a (3) day grace

period to make the payment, otherwise the Program or Service will not continue. We reserve

the right to cease access immediately and permanently.

Should you fail to make a payment in a timely manner in accordance with these Terms of

use, or voluntarily decide to withdraw from our Products, Programs or Services at any time or

for any reason whatsoever, you remain fully and wholly responsible for the full cost of the

Product or Program and Company shall retain all rights available to them under the law.

Cancellation policies vary by program type: Private Coaching, Masterminds, Courses,

Programs and Products do not have a cancellation policy. Should you wish not to continue

Private Coaching, Masterminds, Courses, Programs and Products, you remain fully and

wholly responsible for the full cost of the Product or Program and Company shall retain all

rights available to them under the law. Memberships (such as a monthly/quarterly

membership) may be cancelled by submitting a written cancellation to hello@lightsandmuse.com

within a (7) day period prior to the next recurring payment (due date). No

refunds shall be given for notices that are provided less than the (7) day period.

REFUND POLICY

Your satisfaction with your Program, Product or Service is important to us. Yet, because of the

extensive time, effort, preparation and care that goes into creating and/or providing our

Programs, Products, Services and Program Materials, we have a no refund policy. Unless

otherwise provided by law and in this Agreement, you acknowledge that we do not offer refunds

for any portion of your payment for any of our Programs, Products, and Services, and no

refunds will be provided to you at any time. By using and/or purchasing any of our Programs,

Products, Services or Program Materials, you understand and agree that all sales are final and

no refunds will be provided.

LIFETIME ACCESS

You agree and acknowledge that you may be granted a “lifetime access” limited license to

access certain Products, Programs or Services. Company reserves the right to revoke any

license to access any Products, Programs or Services at any point in time in the event that

Company is under a legal obligation to do so, any of the terms of this Terms of Use are

breached, if the Company shall choose no longer provides the Products, Program or Service or

for any other reason as the Company shall see fit. The revocation of such license does not

obligate the Company to issue a refund, whether in full or a partial refund, for such Products,

Programs or Services, for any reason.

CHANGES TO PRODUCTS, PROGRAMS AND SERVICES

You agree and acknowledge that the Company reserves the right to update, amend, change or

disable specific portions of any Products, Programs or Services at any point in time and for any

reason as the Company shall see fit. Any amendment, update, change or disabling of any

portion of any Products, Programs or Services does not obligate the Company to issue a refund,

whether in full or a partial refund, for such Products, Programs or Services, for any reason.

DISPUTE RESOLUTION

It is the intent of Company that should any differences arise, we could work them out amicably

through written correspondence. However, should we be unable to seek resolution within a

reasonable time, you agree now that that the only method of legal dispute resolution that will be

used is binding arbitration before a single arbitrator, selected jointly, in accordance with the

American Arbitration Association Rules. Prior to seeking arbitration, you must send an e-mail to

us at hello@lightandmuse.com and include all of your reasons for dissatisfaction

with your Program. You understand and agree now that the only remedy that can be awarded to

you through arbitration is full refund of your Payment made to date. No other actions or financial

awards of consequential damages, or any other type of damages, may be granted to you. We

both agree now that the decision of the arbitrator is final and binding and may be entered as a

judgment into any court having the appropriate jurisdiction.

By purchasing our Products, Programs, Services and/or Program Materials you are agreeing to

a modification of the statute of limitations such that any arbitration must begin within (1) year of

the date of your correspondence referenced above or you waive the right to seek dispute

resolution by arbitration or take any other legal action.

You also agree that should arbitration take place, it will be held in Santa Barbara, CA, and

the prevailing party shall be entitled to all reasonable attorneys’ fees and all costs necessary to

enforce the decision of the arbitrator.

In the event of a dispute between us, you agree to not engage in any conduct or

communications, public or private, including on social media, designed to disparage us, our

Company, or any of our Products, Programs or Services. Where requested by law or arbitration,

of course, you are not prohibited from sharing your thoughts and opinions as a part of the legal

process.

If any terms of these Terms of Use are construed to be invalid or unenforceable for any reason,

it shall not affect the validity or enforceability of any other term which shall be given full force

and effect.

GOVERNING LAW

These Terms of Use shall be governed by the laws of the State of CA, regardless

of the conflict of laws principles thereof.

If you have any questions about any term of these Terms of Use, please contact us at hello@lightandmuse.com. Thank you.

Additionally, please review the terms of our Privacy Policy for how your information is stored and shared.